Author Archives: admin

There are always risks in the business world. Understanding these risks enables us to seek more effective approaches to mitigating them. What are these risks and how can they be categorized? There are two main components of risk: systemic and unsystematic. Let’s explore each risk and learn the best way to mitigate it. Systematic risk […]

About two weeks ago, I downloaded a fairly new trading application called Robinhood and thought I would share my initial review with you today. I have wanted to trade stocks for the longest time, but the fees that come with trading or going to a broker have always hindered me. If you are like me […]

Some say inflation is good. The capital of your mortgage breaks down as the price of your home rises for example! This is an argument for the interest-only mortgage, which advisers do not recommend. Repayments are much less if no capital is repaid. Take an extreme example – 35 years ago I arranged a mortgage […]

Preliminaries Much has been said about profit and its implications in the society. Some people have supported the existence of profit. Others have argued against it. This essay intends to establish the need for existence of profit. Those who have supported the existence of profit have their own reasons that also support the morality of […]

The new coronavirus is unfortunately deadly not only to humans but also to the global economy. Central banks have fired their bazookas, but monetary policy is powerless during pandemics with supply disruptions and their self-quarantine effectively freezing economic activity. Interestingly, even central bankers seem to acknowledge their impotence. As Jerome Powell said during his last […]

Bonds are an integral part of every Canadian’s portfolio for a good reason. Bonds hold the “promise” of fixed income with regular cash flows. But with interest rates moving to all-time lows, the pressure to make every penny count has never been greater. Creating such an exposure wisely can make all the difference in returns. […]

November 24, 1859. The day “the origin of species” was published and the world was presented with a unique theory of existence, the reasons for existence and the processes of generation, evolution and survival of different species. Older and with everlasting life were amoebas and others of similar kind. They have gone through all the […]

In our previous article, we highlighted the link between the current coronavirus pandemic and how this can translate into rising public debt in many countries. We also pointed out that gold is likely to take advantage of this situation. In this analysis, we will supplement the above by showing you how much debt is likely […]

Krugerrand gold coins are the oldest of all gold bullion coins today. Issued in 1967 by the South African government, their level of popularity became so great that it resulted in the minting of other popular gold bullion coins, including the Canadian gold maple leaf and the American golden eagle. I covered the history and […]

As the bills come in, the money leaves your bank and you may start to feel like you can no longer live on the payroll. Then, you can start looking for ways you can make money on the side while you are still working your full time job. If this is your situation, then I’m […]